Emerging market economies (EMEs) are experiencing rapid growth, demographic shifts, and expanding financial systems. With these developments comes an urgent need to adopt actuarial valuation standards that can ensure transparency, financial stability, and resilience against risks. As insurance penetration deepens, pension schemes expand, and capita

The consumer electronics market continues to evolve at an unprecedented pace, driven by rapid technological innovation, shifting consumer preferences, and competitive pressures across global and regional landscapes. In the Kingdom of Saudi Arabia (KSA), this sector has emerged as one of the fastest-growing industries, fueled by increasing disposabl

The digital economy has transformed the way organizations operate, invest, and grow. From cloud-based platforms to artificial intelligence applications, businesses increasingly rely on digital assets to drive performance and remain competitive. However, with opportunities come risks. Not every digital asset is what it appears to be—making technic

In today’s fast-paced business environment, organizations are under increasing pressure to maintain robust governance, manage risks effectively, and ensure compliance with complex regulatory frameworks. Traditional internal audit functions, while essential, often struggle to keep pace with the growing complexity of operations and the volume of da